A Lagos-based businessman, Onah Happy, has dragged Keystone
Bank Limited before the Lagos State High Court in Igbosere, alleging unauthorised
debit of N5.3m from his account in two days.
Happy claimed that the N5,340,350 was transferred from his
savings account in 17 tranches to different accounts between May 12 and 13,
2016 without his authorisation.
The customer said though he had banked with Keystone Bank
for six years, he never applied for Internet or mobile banking application from
the bank, stressing that his only mode of withdrawing from his account was
through the Automated Teller Machine.
Happy, who averred that his only mobile phone was Nokia
model 220, which had no Internet connectivity, said he was shocked to have been
told by the bank that the 17 transactions were conducted by him online.
He said after reporting the alleged fraudulent transactions
to the police, N1m was returned into his account in September 2016.
“All the 17 tranches of the fraudulent transfers were all
disguised. No description of the recipients of the funds, the purpose of the
purported transfers etc despite the new operative Bank Verification Number
system.
“The claimant states that he had demanded (at different
times in 2016 and 2017) from the defendant payment of the balance N4,340,350.
“The defendant has failed, refused and/or neglected to pay
the claimant his money which is the claimant’s capital for running his cooking
gas business.
“The claimant avers that the defendant’s failure to pay the
balance of the unauthorised debits has resulted to a near collapse of his
business, emotional trauma, pain and untold hardship,” Happy averred in his
affidavit.
He is, through his lawyer, Mr. Rafiu Bello, seeking an order
compelling Keystone Bank Ltd. to reverse the alleged unauthorised N5.3m
transfer from his account.
He wants the refund to be made with 25 per cent interest
from May 12, 2016 till judgment day and 10 per cent interest from judgment day
till the final liquidation of the sum.
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